Demand 3.500%
Demand - yielding 3.500% PA, This is the on-demand alternative to bank deposits that have been the basis for Investabill® for the past 10 years.
Fixed 4.250%
Fixed - yielding 4.250% PA, Funds committed for 12 months and if withdrawn prior to term, all interest accrued is automatically lost.
Term 15.00%
Term – yielding 15.00%, Funds committed for 3 years, i.e. 36 calendar months and if withdrawn prior to term, all interest accrued is automatically lost.

Protection

Capital and yields are protected by our 4 tier Capital Protection System. All risks are protected by AIG.

Investabill® Funds are rigorously protected. These funds are used to purchase Investabill® and through Credebt Shipping®, Shipping Assets and funding Ship running costs.

Protection Trade Credebt

ETR Purchase

We use the 4-Tier Capital Protection policy at all times.

Investabill® has been specifically designed with the primary objective of protecting Investor funds and  also to ensure that the agreed buy rate/yield is delivered. The simple, effective and tested set of capital and yield protection mechanisms are managed by the 4-Tier Capital Protection Policy.

The 4-Tier Capital Protection Policy is extensively documented and rigorously enforced to deliver on our commitment to Investors.

4-Tier Capital protection

1

ETR Off-set

  • Any unpaid ETR is replaced by a new ETR

  • Credebt Exchange® controls a large ‘pool’ of Investabill®

2

Reserve

  • 80.00% is the average amount paid to Purchase an ETR

  • The remaining 20.00% Reserve protects against default

3

Loss & Default

  • All Traded ETR contribute to the Loss & Default fund.

  • The Loss & Default fund exclusively supports ETR Repurchase.

4

AIG Insurance

  • ETR specific AIG policy supports 4-Tier Capital Protection.

  • AIG Credit Default Protection [CDP] refunds Investors