Investors may choose their preferred balance between access and return. Investabill® enables investors to commit funds accessible on-demand, committed for 1 year, or 3 years for a fixed higher return.
ACCESS AND RETURN BALANCE WITHIN INVESTABILL®
– ON-DEMAND
3.500%
The on-demand alternative to bank deposits. This has been the basis for Investabill® for the past 10 years.
12 MONTHS
4.250%
Funds are committed for 12 months. Up to 20.00% can be withdrawn prior to term. For additional withdrawals prior to term, some or all interest accrued is forfeited.
36 MONTHS
15.00%*
Funds are committed for 36 months. Up to 20.00% can be withdrawn prior to term each year. For additional withdrawals prior to term, some or all interest accrued is forfeited.
*Compounded rate, once the funds are invested for the full term.
Investabill® Examples
The following are simple examples of how existing Investors have used Investabill® as a cash-equivalent alternative to bank deposits.
As an example, an Investor purchases EUR 100,000 of Investabill® where their investment intermediary negotiates the rate and fixed term with an Exchange Specialist and agrees a Buy rate, or yield of 4.250%. If the funds are invested for the full period and all ETR are fully paid, the Investor would receive EUR 105,000 (net of all costs & fees) in a 12 month period. Reinvestment can be renegotiated.
The following are three recent investment results.
Investabill® Demand Sample | |
Investor | Secondary School |
Funds Source | School Bursary |
Value | EUR 700,000.00 |
Period | 12 months |
Redemption | Day 297 |
Yield | EUR 120,212.50 |
Re-Invested | 242 Days Later |
Value | EUR 350,000.00 |
Investabill® Fixed Sample | |
Investor | Married Couple |
Funds Source | Pension Savings |
Value | EUR 483,017.00 |
Period | 12 months |
Redemption | Day 365 |
Yield | EUR 19,320.68 |
Re-Invested | At Maturity |
Value | EUR 100,000.00 |
Investabill® Term Sample | |
Investor | Private Company |
Funds Source | Profits |
Value | EUR 150,000.00 |
Period | 36 months |
Redemption | At Maturity |
Yield | EUR 22,410.00 [coupon encashed] |
Re-Invested | At Maturity |
Value | EUR 150,000.00 |