Investors’ funds are protected using 4-Tier Capital Protection, as follows:
- ETR Off-Set – ETR not Settled (i.e. paid in full) are replaced with Eligible ETR
- Originator Reserve – paid from Reserve on all Traded ETR (averages 10% of all ETR)
Originator credit insurance protection
- Credebt Exchange® loss and default reserve – paid from founders funds†; and/or
- AIG insurance
- Selling model, as opposed to a lending model
- No liens & no personal guarantees
- Low discount rates & no ‘face value’ charge
- Access up to 90% of your invoices’ value quickly
- Single Membership fee, regardless of volume
- Payment terms can be greater than 90 days
- Not required to sell all invoices/entire ‘book’
- No long term contract & leave at any time
- No ‘Debtor Concentration’ (i.e. no maximum value per Debtor)
- Block trading & trade automation are possible
- No retrospective, refactoring, or review fees
- Simple, streamlined online reporting