Demand 3.500%
Demand - yielding 3.500% PA, This is the on-demand alternative to bank deposits that have been the basis for Investabill® for the past 10 years.
Fixed 4.250%
Fixed - yielding 4.250% PA, Funds committed for 12 months and if withdrawn prior to term, all interest accrued is automatically lost.
Term 15.00%
Term – yielding 15.00%, Funds committed for 3 years, i.e. 36 calendar months and if withdrawn prior to term, all interest accrued is automatically lost.

2022-M09 ETR Briefing

Investabill ETR® are fixed value Exchange Traded Receivables that are leases, monetary obligations or Bills issued under Contract for assets, goods and services supplied to investment quality† companies, or credit insured invoices from Investment Grade [IG] insurers. As at M09, Credebt Exchange® held Active RSA of EUR 75.37m, with EUR 78.82m fully allocated. Investors net redemptions were EUR 0.96m in the period with trading of EUR 15.78m+ and utilised all ETR.

Treasury collections of EUR 10.40m was c.33.00% less than the value of ETR traded during the month. The Exchange performance remains ahead of all prior years by c.6.60%

Performance

2021-M09 v 2022-M09 trade dopped off by almost 50.00% and reversed the year-on-year results to just 6.60% at EUR 135.55m in 2022 v EUR 127.17m for 2021. Volumes remain down by c.40.00% and Investors’ redemptions spiked again by doubling to c.EUR 0.96m. Credebt® Index disappointed at 70 days. Total credebtors were c.6.7k+. The largest trade was a South Africa/Poland coal freight trade at c.EUR 2.43m.

Trend

Standard/On-Demand Yield started at c.2.075% and, removing the spike below 2.000%, ended the month at c.2.036%. Demand continues to remain below where it should be with more funding required. Bank deposit yields are at zero/0.000%, and with the Trade Desk rates for Investors as it sought to improve demand, yield from ETR in M09 remained at c.3.750% to M/E. Total RSA was EUR 41.73m

2022-M09 ETR Briefing Trade Credebt

2022-M09 ETR Briefing

† Investment quality is a combination of Investment Grade [IG] organisations & other credit worthy organisations, as determined by AIG and other credit rating providers, from time to time

Other briefings

  • 2019-M09 ETR Briefing

    2019-M09 v 2018-M09 showed a continued decrease in trade volume of 50.78% with a significant drop in trade value of more than 33.76% in the month. SME access to trade credit is a factor, another is to improve our finance offerings. This reversal of the…

  • 2022-M02 ETR Briefing

    2021-M02 v 2022-M02 continued into February with strong year-on-year results doubling in value. Volumes were down 28.54% but YTD values were c140.0% higher at EUR 20.14m v EUR 8.40m. Investors’ redemptions decreased significantly at EUR 1.17m down by half...

  • 2017-M09 ETR Briefing

    2017-M09 v 2016-M09 trade value in the period showed a 38.54% increase. This is below the average annual growth rate of 70.00%+. 2017-M09 trade volumes were down by -23.73% on 2016-M09. Total creditors & debtors increased to c.3,700 in the month with total trade of…

More Posts Like This