Demand 3.500%
Demand - yielding 3.500% PA, This is the on-demand alternative to bank deposits that have been the basis for Investabill® for the past 10 years.
Fixed 4.250%
Fixed - yielding 4.250% PA, Funds committed for 12 months and if withdrawn prior to term, all interest accrued is automatically lost.
Term 15.00%
Term – yielding 15.00%, Funds committed for 3 years, i.e. 36 calendar months and if withdrawn prior to term, all interest accrued is automatically lost.

2018-M04 ETR Briefing

Investabill ETR® are fixed value Exchange Traded Receivables that are loans or bills issued under contract for goods and services supplied to investment quality† companies, or credit insured invoices from Investment Grade [IG] insurers. As at M04, Credebt Exchange® held RSA of EUR 261.2m, with EUR 16.40m allocated. EUR 0.65m of Investor redemptions were transacted. Trading for M04 totalled EUR 9.06m+ of trade, with all available ETR utilised.

Treasury performance at EUR 5.04m of settled ETR was significantly below the trade volumes for the month. This was due to the 40.00%+ surge in trading volumes. During M05 this will level out as performance stabilises.

Performance

2018-M04 v 2017-M04 trade value increased significantly by 41.26% to EUR 9.06m although volumes were down by 20.79%. The negative growth from M03 was also reversed as trading continues to grow. The new 2018 – 2020 strategy will address a significant upturn in ETR generation in 2018-H2 with the launch of the Branch Network. Total creditors & debtors were c.4.3k in the month. Highest single value trade was EUR 0.70m. Total RSA in the month increased 3.30% to EUR 261.2m+

Trend

Yield fluctuated between 2.103% and 2.146% in the month. Originator demand rose significantly in M04 and will bring improved yield in 2018-H2. The unstable Buy rate fluctuations during M04 returned and ended down at c2.103%. With the Branch Network being implemented in 2018-Q2, demand is expected to rise. RPA capacity was 261.2m+

2018-M04 ETR Briefing Trade Credebt

2018-M04 ETR Briefing

† Investment quality is a combination of Investment Grade [IG] organisations & other credit worthy organisations, as determined by AIG and other credit rating providers, from time to time

Other briefings

  • 2017-M04 ETR Briefing

    2017-M04 v 2016-M04 trade value in the period showed a 54.55% increase. This is below the average annual growth rate of 70.00%+. 2017-M04 trade volumes were consistent with volumes in 2016-M04. Total creditors & debtors increased to c.3,350 in the month with total ...

  • 2018-M05 ETR Briefing

    2018-M05 v 2017-M05 although trade volume decreased by 13.00%, trade value increased by almost 40.00%. The negative growth that ended Q1 has been reversed and trading continues good growth and strength. The new 2018 – 2020 strategy has been publicised and will address...

  • 2018-M03 ETR Briefing

    2018-M03 v 2017-M03 trade value decreased by 24.50% with volumes also down by 35.99%. This is the first time that negative overall growth has been recorded. EUR 5.71m of total trade ended 2018-Q1. The new 2018 – 2020 strategy will address a significant upturn ...

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