Demand 3.500%
Demand - yielding 3.500% PA, This is the on-demand alternative to bank deposits that have been the basis for Investabill® for the past 10 years.
Fixed 4.250%
Fixed - yielding 4.250% PA, Funds committed for 12 months and if withdrawn prior to term, all interest accrued is automatically lost.
Term 15.00%
Term – yielding 15.00%, Funds committed for 3 years, i.e. 36 calendar months and if withdrawn prior to term, all interest accrued is automatically lost.

2022-M08 ETR Briefing

Investabill ETR® are fixed value Exchange Traded Receivables that are leases, monetary obligations or bills issued under contract for assets, goods and services supplied to investment quality† companies, or credit insured invoices from Investment Grade [IG] insurers. As at M08, Credebt Exchange® held Active RSA of EUR 41.97m, with EUR 78.82m fully allocated. Investors net redemptions were EUR 0.33m in the period with trading of EUR 25.18m+ and utilised all ETR.

Treasury collections of EUR 12.62m was c.50.00% less than the value of ETR traded during the month. The Exchange performance remains ahead of all prior years by c.23.00%

Performance

2021-M08 v 2022-M08 trade rose sharply by almost 50.00% and lifted year-on-year results overall by c.23.00% to EUR 119.84m in 2022 v EUR 97.40m for 2021. Volumes remain down by c.20.00% and Investors’ redemptions were down another c.40.00% to c.EUR 0.33m. Credebt® Index disappointed at 86 days. Total credebtors were c.6.6k+. The largest trade was an aggregates/mining trade at c.EUR 3.59m

Trend

Standard/On-Demand Yield started at c.2.135% and, with small spikes removed, trended downwards to c.2.087% to end the month. Demand continues to remain below where it should be with more funding required. Bank deposit yields are at zero/0.000%, and with the Trade Desk propping rates, Investors saw c.3.750% yield from ETR in M08 with more demand being sought. Total RSA was EUR 41.97m

2022-M08 ETR Briefing Trade Credebt

2022-M08 ETR Briefing

† Investment quality is a combination of Investment Grade [IG] organisations & other credit worthy organisations, as determined by AIG and other credit rating providers, from time to time

Other briefings

  • 2019-M08 ETR Briefing

    2019-M08 v 2018-M08 showed a continued decrease in trade volume of 43.93% with a significant drop in trade value of more than 18.35% in the month. As the availability of SME trade credit continues to increase, the overall year-on-year decrease for the Exchange showed c...

  • 2022-M01 ETR Briefing

    2021-M01 v 2022-M01 started the year with strong results doubling the year-on-year value. Volumes were down 27.57% but values were 100.0% higher at EUR 9.6m v EUR 4.4m. Investors’ redemptions rose sharply to more than EUR 2.0m and was unusually high...

  • 2022-M03 ETR Briefing

    2021-M03 v 2022-M03 continued strong into March with year-on-year results again doubling in value. Volumes were down 27.63% but YTD values were c.100.0% higher at EUR 36.83m v EUR 18.51m. Investors’ redemptions eased somewhat to EUR 1.01m down c.13.00%...

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