Demand 3.500%
Demand - yielding 3.500% PA, This is the on-demand alternative to bank deposits that have been the basis for Investabill® for the past 10 years.
Fixed 4.250%
Fixed - yielding 4.250% PA, Funds committed for 12 months and if withdrawn prior to term, all interest accrued is automatically lost.
Term 15.00%
Term – yielding 15.00%, Funds committed for 3 years, i.e. 36 calendar months and if withdrawn prior to term, all interest accrued is automatically lost.

2021-M03 ETR Briefing

Investabill ETR® are fixed value Exchange Traded Receivables that are leases, monetary obligations or bills issued under contract for assets, goods and services supplied to investment quality† companies, or credit insured invoices from Investment Grade [IG] insurers. As at M03, Credebt Exchange® held Active RSA of EUR 18.54m, with EUR 23.16m fully allocated. Investors net redemptions were EUR 1.85m in the period with trading of EUR 10.11m+ and all ETR utilised.

Treasury collections at EUR 9.21m of settled ETR was in line with that of Trading. A strong improvement in origination is showing early signs of repeating 2020’s performance overall.

Performance

2020-M03 v 2021-M03 although a considerable improvement, it is still the wrong side of 2020’s numbers w/ trade value 17.64% lower. This is a preliminary sign of the Year softening favourably but volumes are still off by c.30.00%. Investors’ withdrawals of c.EUR 1.85m were unusually high for the time of year. The Credebt® Index rose to 121 and remains above 2020 levels. Total credebtors was c.6.3k+ with the largest single trade finance deal at EUR 0.59m

Trend

Yield remains below c.1.800%. Starting at c.1.737%, it continued upward throughout the month and ended on 1.766%. Negative bank yields of c.1.000% make the c.2.250% positive from ETR good for Investors in the short-term market. Leasabill ETR® 2-Year at 2.750% has been moved to mid-late 2021-Q2. With total RSA was EUR 18.54m+

2021-M03 ETR Briefing Trade Credebt

2021-M03 ETR Briefing

† Investment quality is a combination of Investment Grade [IG] organisations & other credit worthy organisations, as determined by AIG and other credit rating providers, from time to time

Other briefings

  • 2021-M11 ETR Briefing

    2020-M11 v 2021-M11 continues to be strong and greater in value by some 400.0%+. Volumes was significantly down by 40.98% but overall 2021 YTD v 2020 trade is up 33.47%. Investors’ withdrawals fell back to c.EUR 1.74m moving out of Investabill® into Leasabill®...

  • 2021-M12 ETR Briefing

    2020-M12 v 2021-M12 ended with strong results some 30.00% improvement, year-on-year. Volumes were down by 40.98% but overall 2021 v 2020 was EUR 208.7m v EUR 158.5m. Investors’ withdrawals fell back to c.EUR 0.64m ending the year with many positives...

  • 2021-M10 ETR Briefing

    2020-M10 v 2021-M10 continues to be strong and greater in value by some 66.42%. Volumes was significantly down by 47.39% and overall 2021 YTD v 2020 trade is up 17.23%. Another spike in Investors’ withdrawals at c.EUR 2.17m as more moved from Investabill® to Leasabill®…

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