Demand 4.250%
Demand - yielding 4.250% PA, This is the on-demand alternative to bank deposits that have been the basis for Investabill® for the past 10 years.
Fixed 5.000%
Fixed - yielding 5.000% PA, Funds committed for 12 months and if withdrawn prior to term, all interest accrued is automatically lost.
Term 19.000%
Term – yielding 19.000%, Funds committed for 3 years, i.e. 36 calendar months and if withdrawn prior to term, all interest accrued is automatically lost.

4-Tier Capital Protection

Investors’ funds are protected using 4-Tier Capital Protection, as follows:

  • ETR Off-Set – ETR not Settled (i.e. paid in full) are replaced with Eligible ETR
  • Originator Reserve – paid from Reserve on all Traded ETR (averages 10% of all ETR)

Originator credit insurance protection

  • Credebt Exchange® loss and default reserve – paid from founders funds†; and/or
  • AIG insurance

 

  • Selling model, as opposed to a lending model
  • No liens & no personal guarantees
  • Low discount rates & no ‘face value’ charge
  • Access up to 90% of your invoices’ value quickly
  • Single Membership fee, regardless of volume
  • Payment terms can be greater than 90 days
  • Not required to sell all invoices/entire ‘book’
  • No long term contract & leave at any time
  • No ‘Debtor Concentration’ (i.e. no maximum value per Debtor)
  • Block trading & trade automation are possible
  • No retrospective, refactoring, or review fees
  • Simple, streamlined online reporting

Other briefings

  • Credebt Exchange

    Since its foundation in 2011, Credebt Exchange® has been purchasing invoices on a revolving basis from Originators that are members of the Exchange. These invoice, or Exchange Traded Receivables [ETR], are payable by the Originators’ customers, or Debtors...

  • Barclays Bank appointed

    Today, after of four months preparation, Barclays Bank will act as the corporate bankers to Credebt Exchange®...

  • Brexit impact on Investabill® & Credebt Exchange®

    The result of last week’s referendum in Britain was shocking. Like most other financial institutions, Credebt Exchange® had an action plan in place, but did not expect we would ever have to implement it. As you know, Investabill® is a simple product that is based…

BANK BORROWING TRADE CREDEBT®
No personal guarantees *
No liens/debentures *
Quick application
Quick decision
Commercial perspective
Consultative process
No credit limits
Light on administration
Quick access to cash
No exit fees *

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